When using the coverage provided by a credit card, my understanding is that you must pay all damages

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My husband I are flying into Cancun in January, car rental in gorizia italy 2014, for a 10 day stay at a condo on the beach in Akumal. We plan on visiting various beaches and ruins along Riviera Maya so obviously we need a rental car for the duration.
I have been researching car rentals at various sites on the web and am overwhelmed with questions and concerns about rental agency reliability and what insurance I need. Most information is more than a year old and contradictory. I understand that even the best rental companies have their problems. That said, what car rental is recommended? Also I checked and our car insurance and credit car rental in gorizia italy card covers us in Mexico but say we should get the mandatory Mexico insurance - so what does THAT cover and what should I expect to pay? I have read that agencies include it in their fees, but then try and charge you for it anyway.
I have rented car rental in gorizia italy a number of times from Easyway, they will include all insurance, including EPC (Zero deductible) if you ask them for a quote. car rental in gorizia italy Tires and glass are an extra $5/day. I also have credit card insurance but do not use it in Mexico as my limit is $20k, so maybe not enough to cover rental car replacement if I totaled car rental in gorizia italy it. Have never had an accident or gotten a ticket. Just watch the speed limit signs, they change often in PDC. I think most folks got caught "going with the flow" because so many people down there do speed.
We booked our car rental for Cancun thru AutoEurope, it was much easier that trying to add all the extras to the base rental price. They give an all inclusive price, ie includes CDW, theft protection, local taxes etc. The rental car will be from one of the main companies eg Hertz or Avis. We're not from the US so our credit card does not provide car rental insurance. If you believe that yours does cover Mexico, I would read the small print to make sure your cover is adequate. CDW is rather expensive but absolutely necessary. car rental in gorizia italy Check the deductible and whether AE will refund that in the even of a claim or if there are any options with zero deductible. Some of their options include this.
When using the coverage provided by a credit card, my understanding is that you must pay all damages up front and then apply to your credit card for reimbursement. I have heard of people having a really hard time with this, even if their coverage through their credit card is supposed to cover them in Mexico - lots hoops to jump through, difficulty in getting the correct paperwork, etc. So generally the advice is to get full coverage through the rental insurance company so that should anything happen, you can walk away free and clear and the rental car company and their insurance will deal with everything.
I have rented several times in Cancun, and I agree the insurance situation is befuddling, rediculous, and probably costs the Mexican tourism considerably in traveller anger and frustration. So this thread is definitely timely!!
Ergo, I have watched this forum for advice and compared that to my own experience. I have noted lots of good suggestions for AE, and if they have a transparent ins offering, that seems to be worth a look.
However, since the insurance costs are PER DAY, and since you will spend many days right in Akumal car rental in gorizia italy NOT needing the vehicle, is an option to get a van service to your condo and then rent day-by-day from a local agency? This is a good option for folks in the HZ in Cancun and close to the larger cities; admittedly may not be such a good option in Akumal.
car rental in gorizia italy We rented from Easyway also (to drive to Tulum), based on other reviews, and had a very good experience with them. They offer a package including all of the insurance for a pretty good deal. Though our credit card also covered car rental in gorizia italy CDW, we just decided to go with the all-inclusive plan offered by Easyway so we wouldn't have to think about it. Would definitely rent from them again.
You definitely want to get all the insurance coverage you can. Small rental agencies like Easyway and America are far cheaper when you include insurance. The only small drawback is that their offices are a few miles from the airport, and they shuttle you back and forth. I've used them both with no problem. When staying in Akumal, its great to have a car to drive to Ya-Kul, to the supemarket, to Tulum, etc.
1. Before arriving we reserved a new VW, what we got was a junker and an excuse car rental in gorizia italy and a canned joke ("the VW registration expired yesterday" "don't worry, car rental in gorizia italy it's a good car, you just need to push it a little!" Oh, he was so charming then!) They gave us a Nissan Tsuru standard shift with 105,000 KM on it, no radio, no power anything, including locks, trim parts in the door panels popping out each time you close the door, misaligned doors that don't close unless you slam them, dents, scratches all over, a real junker. It had 4 wheels and AC though and I don't like to whine (I just got back from 2 weeks volunteering in Haiti-seeing the Haitian's reality leads me to never whine again!) However...to help others avoid a disappointment and being scammed, I'll continue...
2. My son and I took the car to Isla Blanca, a quiet beach area 30 minutes out of downtown Cancun, and lost the key someplace between our room and the car. (The key was just that, a key, no chain, no remote entry button, just a key, which must have fallen into the sand and was lost forever...)
3. We called the friendly Easy Way guy on his personal cell number that he gave us-said we could call him anytime, night or day. It wasn't his number though, that, or he refused to understand English all of a sudden. The guy who answered was very unhelpful. car rental in gorizia italy $600 USD for a new key. Not Peso, $600 USD. Needless to say we spent the entire day looking for the key, chasing down a local with a metal detector (this guy's machine never materialized), then I got the idea to have the kind local lady at the hotel call a locksmith. She did, 1 hour later the car was running, cost was 800 Pesos (about $64)