I am not sure how may different AMEX insurances are there. I have their "Premium Car Rental Protecti

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I will be renting a car from Dan Dooley. Personal accident insurance is an option they offer, at a cost of $105. What does this cover and do you recommend getting this insurance? Thanks for your help with this.
Ireland, sedona arizona hotels with its narrow roads, is tough to drive in and I'd be sure to have collision insurance. We had an accident that was covered by the credit card company. I'm not sure they still cover in Ireland, so be sure to check with them. It was very difficult to settle the insurance claim once we got back to the US. Since we rented thru Auto europe, I ended up contacting them for help and they took care of it.
I am not sure how may different AMEX insurances are there. I have their "Premium Car Rental Protection" Underwritten by AMEX Assurance Company. On first page of the Description of Coverage, in paragraph 2, it states "Coverage is worldwide except for vehicles rented in Australia, IRELAND , Israel, Italy, Jamaica and New Zealand."
Rastaguytoday: Amex does NOT cover Ireland. Neither their Standard coverage NOR their 'Super'. Certain US-issued sedona arizona hotels World Master Cards, Canadian-issued Visa cards and Diner's Club are the only ones that DO. If you try to Waive the Insurances at pick up using AMEX, Hertz will require you to buy the CDW. and PUSH the 'Excess' (Super-CDW)-- by placing a LARGE (1000-3000 EURO 'Hold' and emphasizing that YOU are responsible for ALL damages, up to the Limit of the 'Excess'. Buying BOTH will effectively TREBLE your Car Hire cost.
OP: Personal Accident Insurance is Medical sedona arizona hotels coverage for the Driver and Occupants, in the event of an accident. It has pretty LOW limits on coverage. If you have NO Medical Insurance (Personal or Travel -- and Medicare does NOT cover when Out of Country), then it MIGHT be worth considering.
responsible, when the loss occurs Worldwide. This coverage applies provided the entire rental fee has been charged or debited to your covered Account; sedona arizona hotels and, provided you have rejected, at the time of rental, any waiver of liability for Damage or Loss available from the rental company.
sedona arizona hotels must be designed for travel on public roads and rented from a licensed rental company. Off-road, antique or limited edition vehicles are excluded, as are trucks, recreational vehicles, campers, pick-up trucks sedona arizona hotels and mini-buses of reimbursement due the Insured, the amount of any valid and collectible insurance will
I think it depends on the exact card you have, I'd check the actual terms they mail to you when you got your card, just to be sure. Sometimes they don't list all the terms on the website. But you could be right, I think I've heard some Citibank Amex cards do allow Ireland.
Here's info FROM AMEX about Standard AND Premium Coverage. They seem pretty clear on the 'Ireland NOT Covered' issue. Third link is from USA Today. I don't care what Fodors, sedona arizona hotels or CITI say -- What MATTERS is what AMEX and Hertz have to say -- as THAT determines IF you ARE covered and IF your coverage is ACCEPTIBLE by Hertz IN Ireland.
Premium Car Rental Protection (PCRP) is insurance coverage offered by American sedona arizona hotels Express Travel Related Services Company, Inc. to help protect American Express Cardmembers and Passengers when the Cardmember uses an enrolled Card to pay for a Car Rental from a Rental Company. Coverage includes 1) reimbursement for damage to or theft of the Rental Auto and personal property, and 2) medical expenses and death and dismemberment benefits resulting from a Covered Accident. Coverage is worldwide except for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand.
Coverage is available worldwide except for vehicles rented sedona arizona hotels in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. Please note that, in the event any coverage provided by this policy would be in violation of US economic or trade sanctions, such coverage shall be null and void.
American Express car rental insurance does not extend to pick-ups, full-size SUVs, cargo vans, or other hauling vehicles, and does not cover luxury cars priced at more than $50,000. Coverage is provided everywhere in the world except sedona arizona hotels Ireland, sedona arizona hotels Israel, Italy, Australia, New Zealand and Jamaica. Personal injury and damage to vehicles other than the rental is not covered by the American Express policy.
Premium Car Rental Protection (PCRP) is insurance coverage offered by American Express Travel Related Services Company, Inc. to help protect American Express Cardmembers and Passengers when the Cardmember uses an enrolled Card to pay for a Car Rental from a Rental Company. Coverage includes 1) reimbursement for damage to or theft of the Rental Auto and personal sedona arizona hotels property, and 2) medical expenses and death and dismemberment benefits resulting from a Covered Accident. Coverage is worldwide except for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand."
Rastaguytoday: I well and truly HOPE that you have been correctly informed, relative to your AMEX coverage. If so, I would be VERY interested in upgrading, myself, as my low-level AMEX card generally provides better perks and service than my World MasterCard.
I've been renting cars in Ireland since 1999 and am coming up on my 18th or 19 rental. In all that time, I've only NOT waived sedona arizona hotels the insurance sedona arizona hotels ONCE -- a 'Package' Deal that voided the Credit Card Terms, since the rental was divided out over four persons. I've always used a MasterCard -- first a 'Gold', in '99, a 'Platinum', from then on out, until about 2005, when coverage was dropped on any card 'below' "WORLD" status ...
Remember, though -- even IF AMEX grants coverage, the OTHER critical part of the equation is IF Hertz will AGREE to accept the AMEX insurance waiver. In Ireland, that is NOT an automatic GIVEN ... NO Car Hire Company there is REQUIRED to accept ANY Credit Card Insurance sedona arizona hotels -- It is ALWAYS at THEIR discretion.
"If you decide not to purchase CDW, you may be required to provide a security deposit in the amount of EUR 5,000.00 at the start of the rental using your credit card. This does not apply to contract rates and/or Hertz #1 Gold customers. If this amount is not available on your credit card, you will have to purchase Collision Damage Waiver (CDW), or you may be refused a vehicle.
If you have purchased CDW or it is included in your rate you may be required to leave a security sedona arizona hotels deposit to cover the Damage Excess for the specific car group, fuel and any additional rental costs. This is a pre-authorisation only and not a charge to your credit card. There must however be sufficient funds to cover the authorised amounts.
If you book a rate that excludes sedona arizona hotels our insurance and do not take the insurance products available at time of rental we will require a copy of your insurance policy and/or documentation from your credit card company stating clearly that coverage is provided in Ireland. A 30 non-refundable administration fee is applicable for verification of coverage at the counter and subsequent processing.
We strongly recommend that you fully understand sedona arizona hotels the terms and conditions of any cover provided by your credit card company including your personal liability level and any impact on your private sedona arizona hotels insurance before you decline any of our optional services."