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By Christopher Elliott | February 11, 2011 Q uestion : I recently returned from a nine-day trip to Cancun, Mexico. Before arriving, I booked a car rental through Hotwire.com, accepting a midsize vehicle with Europcar for $9.80 a day. With taxes, my rental was supposed rental car atlanta hartsfield airport to come to $97.
Before leaving for my trip, I verified that my credit card company covered all types of rental car insurance and that no additional insurance rental car atlanta hartsfield airport should be purchased. When I arrived in Cancun, the Europcar agent insisted that it was company policy that I take the extra insurance, otherwise he could not rent me the car. He even insisted that this would have been on the Hotwire agreement page.
Reluctantly, I accepted the insurance. When I got home, I ended up being charged $268 for the rental car. The Hotwire and Europcar websites do not mention mandatory insurance, yet neither will compensate me for what I believe was an attempt to overcharge me for services. What can be done about this? Gordon Houston , Calgary, Canada
Answer : Ah, the old Mexican insurance scam! Regular readers of this column already know about this one. It goes something like this: You rent a car south of the border, believing the rate you ve been quoted includes all mandatory charges. But wait. When you get to the car rental counter, an associate tells you that without insurance, you re not going anywhere. So you pay.
Europcar and Hotwire offered you an unbelievably good rate for a rental car in Cancun. Even with the extra insurance, the $268 rate wasn t bad. But I agree with you. Hotwire should have disclosed the mandatory insurance, preferably in the initial price, and if not there, then at least sometime before you pushed the buy button.
Even Hotwire s fine print appears to do an inadequate job of warning customers of the Mexico rental car atlanta hartsfield airport insurance rules. In fact, it suggested the exact opposite : You will have the option to purchase insurance and add additional drivers to your contract at the rental counter for an additional charge, it says.
This lack of clear disclosure doesn t benefit Hotwire, rental car atlanta hartsfield airport or any other intermediary. It only helps the car rental company, which profits from selling you insurance. Still, Hotwire bears some responsibility for failing to quote you a total price, and it should have been more responsive to your complaint.
If you ever run into this problem again, run your complaint up the flagpole, in writing. First, through Hotwire s website (keep a copy of your e-mail for your own records) rental car atlanta hartsfield airport and then escalate it to a company executive.
To apply additional pressure, copy the insurance commissioner in your state and the nearest American rental car atlanta hartsfield airport consulate in Mexico. Even though neither will likely be able to help, it sends a signal to Hotwire and Europcar that you re serious about getting this situation resolved. As a last resort, you can dispute your credit card charges or sue Hotwire in small claims court.
Fortunately, none of that was necessary. I contacted Hotwire on your behalf. A representative phoned you and agreed to credit you for the extra money you were forced to spend on insurance. Christopher Elliott
Christopher Elliott is an author, journalist and consumer advocate. You can read more about him on his personal website or contact him at *protected email* . Got a question or comment? You can post it on the new forum .
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