Auto insurance covers the car - not whatever you may be carrying around in it. Contents would typica

Is the theft of luggage from a locked rental car (during dinner at a local resteraunt, enroute to hotel) reimburseable under any conditions. Thieves drilled hole thru lock and stole bags with cell phones, list of prague hotels IPods, Kindle, chargres, some cash,etc,.while car was parked in front of resteraunt.around 8 pm
You would have to check with the insurance of your choice (either through the rental agency, credit list of prague hotels card or your own auto insurance). Budget has insurance you can purchase which covers theft from vehicles in certain cases, not sure what other companies have or if personal auto insurance has coverage for your situation.
list of prague hotels Nothing whatsoever is reimbursable unless you have insurance. So that's question number one. Home owner's policies often cover this kind of theft, as do some policies offered by car-rental companies (but you have to buy them, and the typical list of prague hotels loss-damage waiver does not, though it would cover the damage done to a rental car by the thieves).
I believe the modus operandi of these thieves is to sit in resteraunt parking lots in Orlando and watch for SUV's full of luggage which indicates that these are vacationers on their way from the airport to their hotels, just stopping for a bite. Everyone is just anxious to get there and certainly not thinking of anything bad happening. They know that the electronics are in the kids' backpacks, and that't what they are targeting. Drilling thru the lock appears to be one of the latest modes of entry, so nothing list of prague hotels is safe anymore.
Homeowners insurance covers those items that are not normally a part of the car (the determining factor in which coverage applies, HO or auto). Unfortunately, it is subject to your HO deductible and there must be signs of forced entry, which you obviously have. What a bummer under any circumstances!
If any of your items were recent purchases on your cc you might be able to claim. DD had an IPAD stolen out of her backpack in Spain and her gold cc covered it..There is a statute of limitations list of prague hotels however..Worth a check out!!
If the devices have connection to the internet, list of prague hotels they may be able to be traced by the police, if you push for it. A friend's kid had an ipad stolen and got it back when the robber turned it on and police were able to locate it.
harmatic, also sorry for this unfortunate twist to your vacation. You are right--a theft is better than an injury car accident etc. Please post back in a few weeks and tell us how it turned out. Hoping for the best for you all.
I cannot imagine the police force of any sizable area wasting time tracking down an iPad. When my car was stolen I got a 3 minute interview and forms to be filled out. Gone is gone - and police have real crime to worry about (people not toys).
Once upon a time in a land far, far away...ok, it was last year in San Jose, CA...someone stole an iPad. The iPad had a tracking ap on it and it was tracked to an apartment not far from where I live. The police went to the apartment to see about the iPad. While they were there, the police decided something just wasn't right (in addition to the stolen iPad, which was in the apartment). They ended up searching the apartment list of prague hotels and found a huge stash of meth - this ended up being the largest seizure of meth in the history of the US.
If it's any comfort to you, on a trip, I take few things that I can't afford to lose. If my suitcase is to be left unattended (this includes being checked in), then everything of value goes into my backpack and goes with me everywhere. Well, maybe not the chargers.
Thanks to all for your concern. This happened to my daughter and her family,not me personally, but they are getting over it. Not being there to help them was agonizing for me, but mostly I was just thankful that were not hurt. I don't expect list of prague hotels the police to spend time looking for stolen electronics, with all the other more serious list of prague hotels crime they need to investigate.
The damage to the car lock was covered under the rental insurance they had purchased and the van was replaced. I am aware that some Credit cards cover theft,(Discover card is one), but unfortunately, generally only for 90 days after purchase. Xmas gifts would unfortunately be just outside of time limit.
Once they get back home, they will follow up with their homeowners' insurance and keep their fingers list of prague hotels crossed. Luckily, their Disney tickets were not stolen and they are having beautiful weather. I will post a follow up when I have some more info.
One more thing my daughter mentioned was that the car rental rep told her the same thing had just happened to a woman from Bolivia, who had just spent $8000 on electronics at Best Buy. She stopped somewhere on the way back to her hotel and when she came back to her car, the lock had been drilled and everything was gone. Sounds as if the thieves lie in wait near electronic stores, and trail the intended victims. Such a sad state of affairs.
I agree with you, nytraveler, but they were stopping to eat enroute to their hotel from the airport. There is no way to travel in an SUV with 5 people's luggage and not have it visible. I know that's like an open invitation to wouldbe list of prague hotels thieves, but they would have felt secure parking a locked car close to the resteraunt entrance. Lesson learned.
Along the lines of a thief 'lying in wait', a tip I learned many years ago is to put your valuables, purse, electronics, etc. in the trunk when you leave your home or wherever and not when you arrive where you can be observed. I rarely carry a purse any more but when I leave work and know I will be making stops enroute to home, everything goes in the trunk when I leave work except my small id holder and phone which I carry in.
Tarfan, you are right to hide things before arriving at your destination. One problem list of prague hotels with minivans and some SUVs is that there isn't a separate locked trunk. A dark blanket could help obscure things if they are deep enough below the back window.
2. If you keep your email logged in on a smart phone, remember that once your phone is stolen, someone else now has access to your email. If you have this happen and haven't taken precautions, change your email or other passwords IMMEDIATELY.... Longterm solution: My son has set up his phone so that no one else can log into it.
great points about the email access being a vulnerability, 5alive. I changed my password the next day when I thought about that. I now have a password for the smart phone so that they hopefully wouldn't be able to access it.
Contrarious to what all people have said before I post this, I think you can go to the company that rented your car and claim to them. Normally they have insurance for this kind of things or do you have travel insurance? Did you contact the police so you have a written prove from the authorities that this horrible thing happened to you? They are going to ask you about these kinds of things. Something similar happened to me once in another state and fortunately the car was insured. They never reimbursed me the total amount list of prague hotels I lost but they gave me something. So you better ask.
This is a risk common around the world - and I'm not aware of rental agencies reimbursing people for their lack of care (assuming the luggage was in sight). That's simply not something it's safe to do anywhere - even you local mall.
I agree with you, NYtraveler,that leaving items on display inside your car, is inviting trouble, but can you tell me how to hide luggage for 5 people in an SUV, when you stop to eat, enroute from the airport to your hotel?
This is highly individual, depending on your personal insurance coverage. If you have comprehensive coverage on a vehicle (we have comprehensive on one car, liability only on the older car), you could be covered (so that when you rent, your coverage is that of your better car).
Auto insurance covers the car - not whatever you may be carrying list of prague hotels around in it. Contents would typically be covered under a homeowners policy - if they are significant list of prague hotels enough to warrant list of prague hotels filing a claim.
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