Some people decided that even though we had a strict No Smoking policy, they could smoke in the cars

Got a car you don t use? Or even one you do, but can spare for a few hours to a complete stranger? You could be making some cash using new peer-to-peer car sharing services that set up car owners with people in need of a ride.
To wit: CNNMoney profiles one man who happens to have a BMW 5-series that he doesn t need to use all that often, so he rents it out for $15 an hour or $75 per day through a national company called RelayRides.
There s another smaller competitor company, Getaround which is in a few certain markets. The companies each provide up to $1 million worth of liability insurance coverage on cars while they re being rented.
Owners have the right to refuse rental requests, of course, even if they just don t like the sound of someone. Or perhaps someone leaving trash in your car won t make you likely to rent to them again.
There are problems, as in one recent case where a RelayRides user s car was involved in a fatal wreck. In that example it s tricky to figure out who pays the damages, so insurance industry insiders warn car owners to check with their providers before using a peer-to-peer service.
We advise consumers star princess cruise reviews who participate in peer-to-peer ride sharing to read their insurance policies carefully star princess cruise reviews and talk to their insurance agent to make sure they know exactly what is covered, said Loretta Worters, vice president of the Insurance Information Institute.
We advise consumers who participate in peer-to-peer ride sharing to read their insurance star princess cruise reviews policies carefully and talk to their insurance agent to make sure they know exactly what is covered, said Loretta Worters, vice president of the Insurance Information Institute.
Merely talking to my insurance agent isn t going to protect me. But my agent said X! Do you have any proof our agent said X? We deny it, but even if our agent did say X the four corners of your policy say Y.
I didn t miss it, it s just irrelevant. If the service provides a $1M liability policy while your vehicle star princess cruise reviews is being rented great, but what happens when someone sues for $2M? I ll tell you what happens: You re screwed.
How about the part that talks about checking with your own insurance star princess cruise reviews before you do this. I know what they re going to say . it s a business use and you don t have business coverage star princess cruise reviews Same reason that you never tell them that you use your personal vehicle for business at all. I once had an insurance co try to deny a claim because they thought I was running errands for my place of business when I had someone run into me.
I wouldn t mind as long as insurance (not mine) would cover any and all liability and damages to my car and other people s lives and property. That and they would have to pay me at least $150 per day because I know the tires would always come back a little balder at the end of the day.
Here s the thing: Even if another insurance company covers 100% of the liability, your insurance would consider renting your car out as a business use and would murder you on premiums star princess cruise reviews if they didn t just drop you.
If it s just sitting there, then why not use it to make some money. Make sure you good insurance and background checks, etc. I know a guy who rents out his car. Beast ferrari, he maybe drives it twice a year and it s just sitting there.
RelayRides insurance won’t be adequate in the event of a catastrophic accident and that your own insurance company may take away your insurance star princess cruise reviews if it even hears that you are lending your car to someone in exchange for a few dollars an hour.
What happens when the car gets seized because the person you rented it to used it to transport drugs? Even if you get it back, it s going to sit in impound until the court s ruling, which could be months or even a year or more.
How would this work if someone rents your vehicle and gets a ticket for running a red light where there is a camera, or doesn t pay a toll? Those fines go to the person that the tag is registered star princess cruise reviews to, right?
It would go to the license holder. However, I ve heard of many a situation star princess cruise reviews where you argue that ticket away because you state that you are the not the driver, which is evidenced by the picture accompanying the ticket which is not you.
Same as any other rented car. Provide proof to Relay Ride who was renting and boom you are hit with the ticket. This happens ALL the time int he rental car industry and is not an issue. The ONLY issue is insurance and liability. Enterprise has a blanket policy.
Sure that works with a rental agency because the car is registered to a company, and it s easy for the court to see that. I m not so sure it would be that easy with a personally owned vehicle registered to an individual.
I won t even let a valet park my car, I m certainly not going to let someone go driving around in it all day. And I don t have an expensive star princess cruise reviews car, although star princess cruise reviews it s somewhat rare. No one would want to rent it anyway, because it has a real transmission rather than a slushbox.
Every personal auto insurance policy that I ve looked at has an exclusion that bars coverage if you are renting the vehicle out in any way (i.e. an actual rental or acting as a taxi service). Your insurance company would likely drop you as an insured if they found out you were doing this, and it would be difficult to find coverage elsewhere. A personal umbrella policy would likely deny coverage as well, leaving you open to a judgement in excess of the $1M liability limits. This would only make sense if the company had about $10-20M in excess and umbrella policies that also covered you. $1M won t cut it.
Yep, my insurance (AAA in AZ) goes so far as stating that unless star princess cruise reviews I ve specifically listed someone other than myself on the exclusion form, no one but me can drive my car. Even if I m drunk and letting a sober buddy drive me, in my car, home. Seems a bit excessive, but I guess that s why I pay relatively low insurance.
Besides the insurance issues already sited by others, you raise an excellent point. What if someone decides renting a privately-owned car makes the idea bank heist getaway star princess cruise reviews vehicle? Or uses it to transport drugs, bodies, you name it?
No, no, no, a thousand times no. I can see people using fake ID s to get cars to run mobile meth labs, or who knows what, and then the poor owner gets a stinking mess back when the car is returned, and can t track down the real culprit. Or someone uses the car to haul around their 200 lb Mastiff star princess cruise reviews that hasn t been bathed in years. Or smokes the world s cheapest cigarettes in it, and it stinks to high heaven from then on.
I ve had this car for 10 years and only a handful of people have drove it other than me and various mechanics pulling it into a bay for some maintenance. Letting someone drive my car is kind of like letting someone crash in your bed. You don t just let anyone do it.
Thankfully Texas very narrowly defines Vicarious liability. I m no lawyer, but my understanding of Texas law is that you can t be liable for property damage or injury caused by someone that you loaned your vehicle to. I could be liable if that person was out doing an errand for me in the vehicle and acting in that capacity.
It would depend on how well the service tracks its customers. star princess cruise reviews The owners should be able to give feedback on each renter (and vice-versa). If you can look up that they ve always left the car clean, no apparent damage, and they only rent on alternate Tuesdays so she can take her grandfather to a clinic, then what s really star princess cruise reviews wrong?
Some of the cars looked like they had been taken on a 6 month 4WD adventure, even though it was a 1.2ltr hatchback that they d had for 24hrs. You d have to factor in cleaning it after every lease and the ones that ended up like this took forever to clean!!
Some people decided that even though star princess cruise reviews we had a strict No Smoking policy, they could smoke in the cars. You could never get the smell out and then everyone else who hired out the vehicle would complain about the smoke smell.
I went to check in a car once, and this guy had full insurance so he wouldn t be liable for any damage, but we still had to go over the car. He parked it in our parking bay, right in front of the Please Park Here sign . actually he parked it IN the sign. Just ran into it. Didn t even reverse slightly so it didn t look like he d hit it. It was a metal pole FFS. People just really star princess cruise reviews have no respect for rental cars.
An idea that is ok in theory, but falls to pieces because people are stupid jerks who don t even take good care of their own stuff, much less a rental. What s the compensation for the permanent smell of smoke when someone breaks the no smoking rule? Also, I can t see my insurance company going for this.
My truck and I have a relationship of mutual respect. I take care of her needs, she gets me where I need to go. Letting some stranger tool around in her would just be inviting a major break down that I simply cannot afford.
I ve heard of Community cars, where a group of people who cannot afford a car on their own pool their resources and buy a car that they all pay to maintain and insure. But that sort of arrangement probably works better in some communities than in others.
There was a NYT article a few months ago about a woman, I think it was in Boston, who is being sued for a fatal accident involving her rented out car. The liability issues are murky and likely to adversely affect whoever is doing the renting.
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